There are also those who defraud insurers with grossly inflated claims following minor accidents. To this end, these claimants would produce Medical Reports, Reports from Department of Orthopaedic Surgery, Report from Physiotherapist, Neurologist Report, Psychologist Report and even Psychiatric Report to support their claim and the list goes on. What is interesting is that these claimants would claim to be suffering from the infamous whiplash injury or post traumatic stress disorder where clinical findings are not conclusive. Likewise the prognosis is also questionable. Surprisingly such fraudulent claims are common in the United States, United Kingdom and other parts of the world.
In the United States and United Kingdom the most common injury claim following a motor vehicle accident is likewise whiplash injury to the neck and which effect millions of people with the costs associated with whiplash running into billions of dollars.
To secure business lawyers and compensation specialist adopt aggresive tactics on their websites to win over clients.To this end slogans like "No Win No Fee","Win or Lose You Never Pay a Penny To Claim, making our service a totally Guaranteed Risk Free Service", "100% Injury Claim Specialist" are used.They even provide Compensation Calculator to instantly value claim.The firm would go further and go into details on the whiplash symptoms and the various types of claims one could make, thus preparing claimant in advance.To assist them further, photographs,diagrams and animation are posted to show what whiplash injury is all about and how it is caused.
What is worst is that, there are even those who make such claims when they were not even involved in the accident nor were they at the accident scene.
What then is the role of the Private Investigator? The Private Investigator’s role would require him to show proof that these fraudsters are faking the injury and to rebut the umpteen medical reports.
With the findings of the investigators, the insurers would be successful in reducing the grossly inflated claims or even assist them initiate criminal proceedings against the culprit.
|
